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pawnhero.ph
8828-2274

For your cash needs,

there's PawnHero

Get a free estimate for your item

  • bangko sentral supervised
  • pioneer insured

We've moved to a new location

7th Floor, Avecshares Center, 38th Street, 1132 University Parkway North, Bonifacio Global City, Taguig City, Metro Manila

Visit our Service Advisory page to learn more.

Latest Pawn Transactions

07 Sep 2022 • P5,547.60 Balenciaga Classic City | 03 Oct 2022 • P6,551.40 Philip Stein Signature | 19 Sep 2022 • P7,154.40 Gold 22K | 03 Oct 2022 • P9,425.00 Nintendo Switch OLED | 12 Sep 2022 • P3,045.00 Tissot T-Lord | 26 Sep 2022 • P1,845.00 Michael Kors Handbag | 12 Sep 2022 • P10,596.60 Celine Trapeze Bag | 13 Sep 2022 • P5,200.00 Oppo Reno 7 Z 5G | 17 Sep 2022 • P8,057.40 Rado Original Diastar | 03 Oct 2022 • P105,724.20 Rolex 18k Oyster Perpetual Datejust | 12 Sep 2022 • P2,045.40 Charriol Bangle | 10 Sep 2022 • P13,682.50 Apple iPad Pro 11 2021 (5th gen) | 22 Sep 2022 • P3,545.40 TechnoMarine Cruise | 20 Sep 2022 • P62,131.80 Chanel Coco Sailor Bag | 17 Sep 2022 • P3,045.00 Charriol Bangle | 07 Sep 2022 • P42,306.00 Dior Saddlebag | 19 Sep 2022 • P47,590.20 Louis Vuitton Lock Me II | 22 Sep 2022 • P17,622.60 Louis Vuitton Luna | 03 Oct 2022 • P14,216.15 Apple Macbook Air 2021 | 26 Sep 2022 • P74,014.80 Rolex Oyster perpetual

Latest Pawn Transactions 07 Sep 2022 • P5,547.60 Balenciaga Classic City Latest Pawn Transactions 03 Oct 2022 • P6,551.40 Philip Stein Signature Latest Pawn Transactions 19 Sep 2022 • P7,154.40 Gold 22K Latest Pawn Transactions 03 Oct 2022 • P9,425.00 Nintendo Switch OLED Latest Pawn Transactions 12 Sep 2022 • P3,045.00 Tissot T-Lord Latest Pawn Transactions 26 Sep 2022 • P1,845.00 Michael Kors Handbag Latest Pawn Transactions 12 Sep 2022 • P10,596.60 Celine Trapeze Bag Latest Pawn Transactions 13 Sep 2022 • P5,200.00 Oppo Reno 7 Z 5G Latest Pawn Transactions 17 Sep 2022 • P8,057.40 Rado Original Diastar Latest Pawn Transactions 03 Oct 2022 • P105,724.20 Rolex 18k Oyster Perpetual Datejust Latest Pawn Transactions 12 Sep 2022 • P2,045.40 Charriol Bangle Latest Pawn Transactions 10 Sep 2022 • P13,682.50 Apple iPad Pro 11 2021 (5th gen) Latest Pawn Transactions 22 Sep 2022 • P3,545.40 TechnoMarine Cruise Latest Pawn Transactions 20 Sep 2022 • P62,131.80 Chanel Coco Sailor Bag Latest Pawn Transactions 17 Sep 2022 • P3,045.00 Charriol Bangle Latest Pawn Transactions 07 Sep 2022 • P42,306.00 Dior Saddlebag Latest Pawn Transactions 19 Sep 2022 • P47,590.20 Louis Vuitton Lock Me II Latest Pawn Transactions 22 Sep 2022 • P17,622.60 Louis Vuitton Luna Latest Pawn Transactions 03 Oct 2022 • P14,216.15 Apple Macbook Air 2021 Latest Pawn Transactions 26 Sep 2022 • P74,014.80 Rolex Oyster perpetual

Pre holiday promo

Pawn from 1 October – 19 November 2022 to

Get a chance to WIN MOVIE TICKETS for two!

30 winners will win 2 movie tickets each
Winners will be announced on 21 November 2022

Terms and conditions apply
Promo is valid from 1 October to 19 November 2022

DTI Fair Trade Permit No. FTEB-152166 Series of 2022

Cash Bonus

Terms and conditions apply
Promo is valid from 15 September to 31 December 2022

DTI Fair Trade Permit No. FTEB-150097 Series of 2022

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PawnHero

Your one-stop pawnshop app

  • app pawn

    Pawn

  • app renew

    Renew

  • app redeem

    Redeem

  • Download on the App Store
  • Get it on Google Play
  • Pawnhero QR
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Higher appraisal rate for gold

As much as

₱ 3,000.00/gram*

*Based on 24k gold

*3.5% interest for gold

*Appraisal rates vary per carat classification

Items we accept

Your Smartphone

Your Luxury Watch

Your Designer Bag

Your Jewelry

See more items we accept

FIRST TIME TO LEARN ABOUT PAWNHERO?

All the exciting things you need to know when pawning with PawnHero Pawnshop are on one page.

Learn More
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How to pawn your item

Need cash immediately? Pawn now in just 3 easy steps!

  • 1

    Click Pawn Now to pawn your valued item and create your pawn ticket.

  • 2

    Fill out the required details of your online pawn ticket then book your item pick-up schedule. Our certified in-house courier (Pawntrooper) will be at your specified address to pick up your collateral. Enjoy loan approval within 1 DAY only after your collateral has been picked up and appraised!

  • 3

    Once you’ve accepted our final loan offer, you may opt to cash out via bank transfer or any InstaPay and PESONet partner banks and electronic money issuers. Fast and secure!

Why pawn with PawnHero?

Automobile

Automobile

Travel

Travel

Business

Business

Education

Education

Health

Health

Frequently asked questions

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How do I apply for a PawnHero loan?

1. Go to wwww.pawnhero.ph/pawn or simply click here to pawn your valued item and create your pawn ticket.

2. Fill out the required details of your online pawn ticket then book your item pick-up schedule. Our certified in-house courier (Pawntrooper) will be at your specified address to pick up your collateral. Enjoy loan approval within 1 DAY only after your collateral has been picked up and appraised!

3. Once you’ve accepted our final loan offer, you may opt to cash out via bank transfer or any InstaPay and PESONet partner banks and electronic money issuers. Fast and secure!

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What are your interest rates and other charges?

PawnHero Pawnshop offers flexible loan terms and interest packages depending on the item category used as collateral for a loan.

Charges applied for gold and jewelry:

1. Interest of 3.5% for gold and jewelry or ₱ 500.00 whichever is higher
2. Service charge of 1% of principal loan but shall not exceed ₱ 5.00
3. Documentary stamp tax of ₱ 40.00 for loan amount up to ₱ 5,000.00, additional ₱ 20.00 on each ₱ 5,000.00 or fractional part in excess of ₱ 5,000.00

Charges applied for designer bags, luxury watches, gadgets and other item categories:

1. Interest of 4.99% or ₱ 500.00 whichever is higher
2. Service charge of 1% of principal loan but shall not exceed ₱ 5.00
3. Documentary stamp tax of ₱ 40.00 for loan amount up to ₱ 5,000.00, additional ₱ 20.00 on each ₱ 5,000.00 or fractional part in excess of ₱ 5,000.00

Please see sample computation here

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What items can I pawn?

PawnHero accepts a wide range of items as collateral. For a full list of what we accept, visit the Items We Accept Page.

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How will I get my money?

Once you have accepted our final loan offer, you will receive your money in a few hours through online bank transfer via InstaPay.

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How will you get my item?

Once you have selected your item pick-up schedule after creating your pawn ticket online, our certified in-house courier (Pawntrooper) will pick up your collateral from your specified address, on your preferred date and time. Safe and convenient!

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Are my items safe and insured?

All PawnHero customers enjoy free insurance coverage provided by our partner Pioneer Insurance Corporation. All items entrusted to us by you are fully covered by insurance. The PawnHero warehouse is 100% safe and secure with 24/7 protection of our security team and advanced security protocols such as CCTVs and emergency alarm systems.

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What are the requirements to redeem my item?

Make sure to fully settle your loan balance and don't forget to bring with you the original copy of your PawnHero ticket and two (2) valid IDs when redeeming your item/s. These are strictly required for us to be able to smoothly process your loan redemption.

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How do I redeem my loan?

Redeem your loan on or before the maturity date to avoid inconvenience. You may pay via these payment methods:

Over-the-Counter
Cash Payment
Online Bank Payment
7-Eleven (7-CONNECT Service)
Coins.ph

* Transaction and service fees may apply.

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How do I renew my loan?

Not ready to redeem your loan? You can opt for a loan renewal! All you have to do is pay your interest amount due in full amount to extend your loan for another month. Payment methods for loan renewal are same with payment methods for Loan Redemption.

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Can I extend my loan?

Yes! If you are not ready to redeem your item yet and pay the full loan amount, you can request for a loan renewal. Just login to your PawnHero account to apply for an extension of your loan or call one of our customer care specialists to help you.

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What is the difference between Loan Estimate and Loan Appraisal?

Loan Estimate - A rough calculation and/or guess of the value of the item you want to pawn. The final loan appraisal/value can only be determined upon personal and thorough inspection of the item.

Loan Appraisal - This is the loan offer you’re entitled to get when you pawn a certain item with PawnHero.

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Does PawnHero allow loan renewal?

With the exception of electronic gadgets, pawners are allowed to apply for loan renewal but are subject to approval.

Moreover, effective Feb. 15, 2022, PawnHero Pawnshop Philippines, Inc. shall allow a limit of up to three (3) renewals for all new loans secured by personal property other than electronic gadgets. Rest assured that renewed loans under this three-renewal limit shall comply with the applicable laws and regulations. PPPI shall issue a new pawn ticket indicating the new term of the loan agreed upon by PPPI and pawner relating to the renewal.

This three-renewal limit policy shall not apply to existing loans made prior to Feb. 15, 2022.

Loans made prior to Feb. 15, 2022 under the electronic gadgets category shall remain unavailable for loan renewal applications.

For the purpose of counting the number of renewals, 1 month loan renewal is equal to 1 loan renewal application.

For further details, you may refer to the policy on this link: Click here

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What loan terms do you offer?

Effective March 15 2022, PawnHero Pawnshop Philippines, Inc. shall allow pawners up to 3 months loan duration subject to approval. Rest assured that our new policy on loan terms shall comply with the applicable laws and regulations.

This three-month maximum loan duration limit policy shall not apply to existing loans made prior to March 15 2022.

Maximum of 1-month loan term still applies for electronic gadgets.

For further details, you may refer to the policy on this link: Click here

PawnHero, the first online pawnshop in the Philippines, is leading the modernization of the pawnbroking industry in the country.

Through the use of advanced technology, PawnHero is able to provide instant cash loans to its customers in a hassle-free and discreet manner. PawnHero’s mission is to provide the most convenient and reliable financial service to all Filipinos in need of quick cash loans.

closeAutomobile

If owning a car is on your list, consider it achieved now! Build equity for your dream car today with PawnHero. Receive your cash immediately when you pawn with us.

Pawn now
closeTravel

If owning a car is on your list, consider it achieved now! Build equity for your dream car today with PawnHero. Receive your cash immediately when you pawn with us.

Pawn now
closeBusiness

Get your initial capital through PawnHero and start a more secure financial future. Be an entrepreneur and start your own business today! Receive your cash immediately when you pawn with us.

Pawn now
closeEducation

Education is the passport to a bright and secure future. Cover all education expenses conveniently and receive your cash immediately when you pawn with us.

Pawn now
closeHealth

Maintaining good health can be heavy in the pocket and when emergency situations arise, PawnHero can back you up. Receive your cash immediately when you pawn with us.

Pawn now

Promo Mechanics

1. For the customer to be eligible for the promo, he/she must apply for a loan ticket within the promo duration February 25 to March 31, 2020.

2. Promo valid for first time PawnHero pawners only.

3. First time PawnHero pawners with successful loan release transactions from February 25 to March 31, 2020 will be given 50% off their interest rate for the first month only.

4. Customers with loan value amount of Php 15,000 and above for gold and jewelries and Php 23,000 and above for luxury bags, watches and electronics are the only ones eligible for this promo discount

Pawn now