Disclosures

At PawnHero, we hold the values of transparency, accountability, and regulatory compliance in the highest regard. We are dedicated to ensuring the utmost trust and confidence in our financial operations.

Guided by with the intention of fair presentation, PawnHero diligently designs and implements internal controls, applying appropriate pawning and accounting policies.

The financial statements are reviewed and approved by the Board of Directors before being distributed to stockholders. The company's financial accounts are examined by appointed auditors in compliance with local standards regulated by the Bangko Sentral ng Pilipinas.

The latest financial statements and regulations may be downloaded below:

Audited Financial Statements

BSP Regulations

Terms and Conditions apply.
Repayment terms are up to 180 days for gold, platinum, diamond jewelry, designer accessories, bags, wallets, shoes, belts, and luxury watches, with up to three renewal intervals.

Maximum Annual Percentage Rate (APR):
Gold and jewelry: up to 23.94% (for 180 days) | Designer bags, luxury watches, shoes, sunglasses, and belts: up to 41.94% (for 180 days)

Sample Loan (Gold Item): Borrow ₱5,000 for 90 days at 3.99% monthly interest. Total repayment: ₱5,598.50. Max APR 23.94% for gold items.

PawnHero is powered by PawnHero Pawnshop Philippines Inc. (PPPI). | PPPI is SEC-regulated (Registration No. CS201417811, Certificate of Authority No. 3100285000000) and BSP-regulated. Please review the Disclosure Statement before proceeding with any loan.

Visit the PawnHero Help Center, call (+63) 917 8722274 / (+632) 828 2274, or message us via Facebook Messenger for assistance.

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